Introduction to Savings and Investment consists of five main lessons on:

• Investment products (16 mins)
• Endowments (18 mins)
• ISAs (9 mins)
• Trusts and investments (11 mins)
• Legislation and taxation (19 mins)

Topics include:

• Differences between savings and investments explained
• Influential factors in choosing investment products
• Categories of funds – pooled and segregated
• Key features of investment products
• Endowments – options, bonuses, trading in, underwriting
• Tax benefits of ISAs
• Trusts – setting up and tax implications
• Rules and regulations set out including basic legislation, government acts and Money Laundering Regulations 2007
• Tax advantages and disadvantages of each savings and investment types

Length of programme: 73 minutes

Scenario based –

• Clive and Maggie have come into some money. They decide to invest it and Clive examines his investment options.
  
  Clive and Maggie are expecting twins and with two children already they are considering the benefits of an endowment policy. Clive talks to his father, Ted, about saving for the future. Ted suggests endowments and explains their features, types, options, bonuses and trading in. Clive goes to speak to his advisor, Anand who tells him that endowments are no longer available. He suggests ISAs and gives advice on them to Clive and Maggie who consider this option.
  
  Maggie’s parents, Dawn and Hiro want to save for their grandchildren and they investigate trusts and investments. Hiro talks to his friend Bill who advises him on how trusts work, particularly in terms of tax.
  
  Ted checks with Clive that he has been listening and understood his advice by asking him a few questions. This enables the learner to be tested on their understanding.
  
  This refreshing and lively approach enables learners to gain knowledge from learning materials based on real life situations.


• Different learning techniques are used to suit all types of learners including video, question and answer and recaps. Short questions test that the learner understands the information provided.
• A separate, downloadable learning aid (notes) provides a short summary of the key elements of the programme, enabling the learner to recapture essential information.

• Employee records of completion demonstrates an organisation’s commitment to the rules and regulations imposed by the regulators concerning the selling and servicing of financial services products
• Introduction to Savings and Investments is ideal for employees to give them an introduction into these products and their uses
• As an online programme employees are able to access learning around their work commitments
• Short, online assessments continually test and reinforce employees’ learning allowing employers to be confident that staff have retained essential information
• It is developed by the industry for the industry

• Enables employees to gain the confidence which will help them to perform their role more effectively and give them a firm base on which to build their skills and knowledge.